Total loss calculator

This calculator uses your state's total loss threshold to estimate whether your car is likely to be repaired or totaled. Most state numbers are confirmed by law or consistent, reliable sources. A few states are marked with a caution note where sources disagree, since we'd rather tell you that plainly than guess. Either way, this is the math, not the final word, your adjuster's actual determination can differ.

Want the full state table and definitions first? Read the total loss reference guide.